Becoming a member

How to apply

We’ll need to check your identity.

Please see our Privacy Notice

– That’s it!

You will become part-owner of your local community bank – St Albans Community Bank! You will join more than a million people who are members of the credit union movement in Great Britain.

In most cases, there are no annual or monthly fees. We may make a small charge of not more than £5 for keeping the account live if your account has a low balance of £50 or less and you do not make any savings or loan transactions over a 12 month period. Before making any such charge, we will always give you at least six weeks’ notice in writing, to provide the opportunity to reactivate the account.

Joint accounts and corporate membership are also available under certain conditions (please contact office@stalbanscommunitybank.co.uk for details). People under the age of 16 may become Young Savers with certain restrictions (please contact office@stalbanscommunitybank.co.uk for details).

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“I’m not just another customer, I’m part-owner of a community bank which exists only for the benefit of our members!”

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Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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October 13th 2026
International Credit Union Day 15th October 2026
St Albans Community Bank is a member of the credit union movement and is pleased to celebrate International Credit Union Day. The day is an opportunity to help showcase the positive impact community banks and credit unions have on the lives of millions of people and communities across Great Britain. ...
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September 30th 2026
We’re joining the St Albans Community Showcase!
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May 8th 2026
St Albans Community Bank Support Stop Loan Sharks Week
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March 29th 2026
Accounts for AGM to be held on 30th March 2026
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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