Becoming a member

How to apply

We’ll need to check your identity.

Please see our Privacy Notice

– That’s it!

You will become part-owner of your local community bank – St Albans Community Bank! You will join more than a million people who are members of the credit union movement in Great Britain.

In most cases, there are no annual or monthly fees. We may make a small charge of not more than £5 for keeping the account live if your account has a low balance of £50 or less and you do not make any savings or loan transactions over a 12 month period. Before making any such charge, we will always give you at least six weeks’ notice in writing, to provide the opportunity to reactivate the account.

Joint accounts and corporate membership are also available under certain conditions (please contact office@stalbanscommunitybank.co.uk for details). People under the age of 16 may become Young Savers with certain restrictions (please contact office@stalbanscommunitybank.co.uk for details).

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“I’m not just another customer, I’m part-owner of a community bank which exists only for the benefit of our members!”

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Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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March 29th 2026
Accounts for AGM to be held on 30th March 2026
The accounts can be found here...
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March 5th 2026
Minutes of the 2024 AGM
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December 1st 2025
Engage Card – Important Information
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November 6th 2025
The rising tide of illegal money lending
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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