Becoming a member

How to apply

We’ll need to check your identity.

Please see our Privacy Notice

– That’s it!

You will become part-owner of your local community bank – St Albans Community Bank! You will join more than a million people who are members of the credit union movement in Great Britain.

In most cases, there are no annual or monthly fees. We may make a small charge of not more than £5 for keeping the account live if your account has a low balance of £50 or less and you do not make any savings or loan transactions over a 12 month period. Before making any such charge, we will always give you at least six weeks’ notice in writing, to provide the opportunity to reactivate the account.

Joint accounts and corporate membership are also available under certain conditions (please contact office@stalbanscommunitybank.co.uk for details). People under the age of 16 may become Young Savers with certain restrictions (please contact office@stalbanscommunitybank.co.uk for details).

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“I’m not just another customer, I’m part-owner of a community bank which exists only for the benefit of our members!”

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Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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April 8th 2025
St Albans Community Bank Supports The Campaign To End Illegal Money Lending
St Albans Community Bank supports the efforts to catch illegal money lenders and eliminate this vile practice.
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April 1st 2025
Abbreviated Accounts for 2024
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April 1st 2025
Chair’s Report to 2024 AGM
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October 24th 2024
Beware the Money Monsters
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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