We support the financial wellbeing of our members and the community

Community Spotlight
We partner with St Albans District council to help the homeless with low cost loans for deposits to get back on their feet with financing housing and improved wellbeing
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We do savings & loans differently
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Competitive interest
rates

All our loans, including our homeowner loan, are unsecured. Our interest rates are competitive with other forms of credit. There are no hidden extras and, if you pay off the loan early, you pay less interest – no penalties.

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Savings that benefit
the community

We are a not for profit, volunteer led, fully regulated organisation. We provide secure, accessible savings to people living or working in Hertfordshire. We support our members to manage their money and build savings for the future so that our members and the local community prosper.

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Non profit
organisation

We are a local not-for-profit financial co-operative run by members for members. We have no external shareholders, so any surpluses we make are ploughed back into running the bank or are paid as a dividend to our members. We are part of the credit union movement.

Mobile Banking App

Mobile Banking

Please download our new APP where you will be able to make withdrawal requests, deposit funds, make loan applications securely, using your mobile devices.

Mobile Banking App
Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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December 1st 2025
Engage Card – Important Information
It's been announced that the Engage Card is being closed down. Please be aware of what this means for members who have an Engage Card.  Engage pre-paid cards have been available to  Credit Union members in the UK but will no longer be available. More details can be found at  https://engageaccount.com/ If you have an Engage Card account, this will soon be transferring to another Pre-Paid Debit Card provider. You may have already seen a communication from Engage about their acquisition by SuitsMe. Engage will contact you with specific details on the timeline of the account closure. ...
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November 6th 2025
The rising tide of illegal money lending
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October 14th 2025
International Credit Union Day 16th October 2025
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April 8th 2025
St Albans Community Bank Supports The Campaign To End Illegal Money Lending
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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