Which Loan Is For Me?

Which Loan Is For Me?

There are loans for homeowners, loans for members who have been saving with us and loans for those who are neither of these.

If you apply for a loan, we will collect information about you. Please see our Privacy Notice.

Below to see which kind of loan is likely to be best for you.

“The people at the community bank were really patient, they took us through the figures and helped us find the loan that was right for us”

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Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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May 8th 2026
St Albans Community Bank Support Stop Loan Sharks Week
  From 11th to 17th May, the England Illegal Money Lending Team (IMLT) is launching its annual Stop Loan Sharks Week campaign, raising awareness of the dangers of illegal lending and highlighting where people can turn for safe, affordable and ethical financial support. At the heart of the campaign is the importance of accessible, responsible alternatives – and community banks like us and other credit unions across the country continue to play a vital role in supporting people who may otherwise feel they have nowhere else to turn....
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March 29th 2026
Accounts for AGM to be held on 30th March 2026
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March 5th 2026
Minutes of the 2024 AGM
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December 1st 2025
Engage Card – Important Information
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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