Becoming a member

How to apply

We’ll need to check your identity.

Please see our Privacy Notice

– That’s it!

You will become part-owner of your local community bank – St Albans Community Bank! You will join more than a million people who are members of the credit union movement in Great Britain.

In most cases, there are no annual or monthly fees. We may make a small charge of not more than £5 for keeping the account live if your account has a low balance of £50 or less and you do not make any savings or loan transactions over a 12 month period. Before making any such charge, we will always give you at least six weeks’ notice in writing, to provide the opportunity to reactivate the account.

Joint accounts and corporate membership are also available under certain conditions (please contact office@stalbanscommunitybank.co.uk for details). People under the age of 16 may become Young Savers with certain restrictions (please contact office@stalbanscommunitybank.co.uk for details).

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“I’m not just another customer, I’m part-owner of a community bank which exists only for the benefit of our members!”

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Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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May 8th 2026
St Albans Community Bank Support Stop Loan Sharks Week
  From 11th to 17th May, the England Illegal Money Lending Team (IMLT) is launching its annual Stop Loan Sharks Week campaign, raising awareness of the dangers of illegal lending and highlighting where people can turn for safe, affordable and ethical financial support. At the heart of the campaign is the importance of accessible, responsible alternatives – and community banks like us and other credit unions across the country continue to play a vital role in supporting people who may otherwise feel they have nowhere else to turn....
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March 29th 2026
Accounts for AGM to be held on 30th March 2026
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March 5th 2026
Minutes of the 2024 AGM
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December 1st 2025
Engage Card – Important Information
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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