Becoming a member is easy! Anyone who lives and/or works in Hertfordshire can join.
We’ll need to check your identity. There is a (non-refundable) administration fee of £2 and you will need to open your savings account with at least £1 – That’s it!
You will become part-owner of your local community bank – St Albans Community Bank! You will join more than a million people who are members of the credit union movement in Great Britain.
In most cases, there are no annual or monthly fees*.
Joint accounts and corporate membership are also available under certain conditions (please contact the main office for details). People under the age of 16 may become Young Savers with certain restrictions (please contact the main office for details).
*However, if your account has a low balance (£50 or less) and you don’t make any savings or loans over a 12 month period, we may make a small charge (no more than £5) for keeping the account live. Before making a charge, we will always give you at least one month’s notice in writing.