Our Team


We are run and managed almost entirely by unpaid volunteers.
Like every other UK financial organisation, we have a Board which reports regularly to the authorities (Financial Conduct Authority and Prudential Regulation Authority) and prepares the accounts.
The Board manages the activities of the Community Bank overall, while various committees look after different parts of our activities and we have an Annual General Meeting each year. Click here for details

We are keen to encourage members to become involved in running the Community Bank either on the Board or on the various committees.

Current Members of the Board

Tim Carroll (Chair)

Tim started his career in engineering and then spent over 20 years leading initiatives in financial services – to create and deliver business strategy, risk management, regulatory compliance and good governance. He retired in 2018 and lives in Kings Langley.

Clare Curtis (Director Compliance)

“>Clare has spent over 30 years in financial services regulation, Compliance and Risk Management, with the UK Financial Services Regulator and subsequently with a number of major international Investment banks, until retiring in 2019. She is a long time St Albans resident and enjoys gardening, hiking and singing

Joanne Clarke (Treasurer)

Joanne is an experienced Finance Director and Programme Manager driving Finance Transformation and Integration Programmes to deliver strategic and business objectives. Joanne is a passionate advocate for sustainability, embracing environmental solutions to address climate change.

Alan Ellerton (Marketing Director)

Alan is retired from various Marketing roles mainly in consumer goods companies and retailers. He has lived in Wheathampstead for 40+ years. He enjoys golf (playing), football (watching) and playing with his grandchildren.

Paul Docherty (Operations Director)

Paul spent his career within the Information Security industry as a founder, board advisor and Executive. He chaired the industry’s association for several years and has worked extensively with regulators and government. Paul has lived in the St Albans area since the early 2000’s, is married with two sons, a keen golfer and avid rugby supporter.

Lee Hemmings

Lee is an entrepreneur specialising in SaaS solutions and data-driven analytics. Lee also has a accomplished background in global investment banking with expertise in IPO distribution and equity trading with roles at prominent institutions such as Nomura Securities and Goldman Sachs. Lee is an MBA graduate from the University of Liverpool and beyond his professional pursuits, he is dedicated to social impact also serving as a trustee for the charity People in Harmony.

"We are run and managed almost entirely by unpaid volunteers."

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