Standard loan
The Community Bank understands the pressures on disposable income in the current economic environment and undertakes stringent affordability checks before granting a loan (details here).
If you are not already a member of St Albans Community Bank, you will be required to join before a loan can be issued. Join Today
How much do I want to borrow?
Members who have saved regularly with us for at least three months can borrow three times their savings for an initial loan and five times for a subsequent loan.
Apply for a Standard Loan Online
For those who can show that they are able to meet the repayments, but who do not meet the criteria for a saver loan.
Which type of loan is best for me?
We offer different types of loans, dependent on your circumstances. There are loans for homeowners, loans for members who have been saving with us and loans for those who are neither of those.
Become a Member
You will become part-owner of your local community bank – St Albans Community Bank! You will join more than a million people who are members of the credit union movement in Great Britain.
