Which Loan Is For Me?

There are loans for homeowners, loans for members who have been saving with us and loans for those who are neither of these.

If you apply for a loan, we will collect information about you. Please see our Privacy Notice.

Below to see which kind of loan is likely to be best for you.

“The people at the community bank were really patient, they took us through the figures and helped us find the loan that was right for us”

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Keep up to date with our latest news, resources and financial wellbeing

October 13th 2026

International Credit Union Day 15th October 2026

St Albans Community Bank is a member of the credit union movement and is pleased to celebrate International Credit Union Day. The day is an opportunity to help showcase the positive impact community banks and credit unions have on the lives of millions of people and communities across Great Britain. ...

September 30th 2026

We’re joining the St Albans Community Showcase!

May 8th 2026

St Albans Community Bank Support Stop Loan Sharks Week

March 29th 2026

Accounts for AGM to be held on 30th March 2026

Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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St Albans Community Bank is the trading name of The St. Albans District Credit Union which is authorised by the Prudential Regulation Authority and regulated by the Financial Regulation Authority and the Prudential Regulation Authority, FRN 213794. Registered in England & Wales company number IP00662C.

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Which Loan Is For Me?

Which Loan Is For Me?

“The people at the community bank were really patient, they took us through the figures and helped us find the loan that was right for us”

Financial Services Compensation Scheme (FSCS)

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