The Small Print

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The Small Print

You will automatically get an annual statement of all your savings, withdrawals and loans. And you can ask for a statement at any time by phone, via email or via members’ online banking

Unless an account is specifically closed, a member must retain a minimum of £1 in his/her account.

Young Savers can pay in in any of the ways open to adult members.

All eligible saving deposits with the community bank are protected up to £85000 under the Financial Services Compensation Scheme.  Although we do not pay interest, we aim to pay dividends assuming there are sufficient funds.

St Albans Community Bank is the trading name of St Albans District Credit Union which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

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“I’m not just another customer, I’m part-owner of a community bank which exists only for the benefit of our members!”

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Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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May 8th 2026
St Albans Community Bank Support Stop Loan Sharks Week
  From 11th to 17th May, the England Illegal Money Lending Team (IMLT) is launching its annual Stop Loan Sharks Week campaign, raising awareness of the dangers of illegal lending and highlighting where people can turn for safe, affordable and ethical financial support. At the heart of the campaign is the importance of accessible, responsible alternatives – and community banks like us and other credit unions across the country continue to play a vital role in supporting people who may otherwise feel they have nowhere else to turn....
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March 29th 2026
Accounts for AGM to be held on 30th March 2026
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March 5th 2026
Minutes of the 2024 AGM
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December 1st 2025
Engage Card – Important Information
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St Albans Community Bank is the trading name of The St. Albans District Credit Union which is authorised by the Prudential Regulation Authority and regulated by the Financial Regulation Authority and the Prudential Regulation Authority, FRN 213794. Registered in England & Wales company number IP00662C.

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