The Small Print

You will automatically get an annual statement of all your savings, withdrawals and loans. And you can ask for a statement at any time by contacting any Customer Centre or via members’ online banking

Unless an account is specifically closed, a member must retain a minimum of £1 in his/her account.

Young Savers can pay in in any of the ways open to adult members.

Children in the Treasure Chest scheme generally pay in at the (usually weekly) collection point in the school.

All eligible saving deposits with the community bank are protected up to £85000 under the Financial Services Compensation Scheme.  Although we do not pay interest, we aim to pay dividends assuming there are sufficient funds.

St Albans Community Bank is the trading name of St Albans District Credit Union which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.