Becoming a member

How to apply

We’ll need to check your identity.

Please see our Privacy Notice

– That’s it!

You will become part-owner of your local community bank – St Albans Community Bank! You will join more than a million people who are members of the credit union movement in Great Britain.

In most cases, there are no annual or monthly fees. We may make a small charge of not more than £5 for keeping the account live if your account has a low balance of £50 or less and you do not make any savings or loan transactions over a 12 month period. Before making any such charge, we will always give you at least six weeks’ notice in writing, to provide the opportunity to reactivate the account.

Joint accounts and corporate membership are also available under certain conditions (please contact office@stalbanscommunitybank.co.uk for details). People under the age of 16 may become Young Savers with certain restrictions (please contact office@stalbanscommunitybank.co.uk for details).

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“I’m not just another customer, I’m part-owner of a community bank which exists only for the benefit of our members!”

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Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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December 1st 2025
Engage Card – Important Information
It's been announced that the Engage Card is being closed down. Please be aware of what this means for members who have an Engage Card.  Engage pre-paid cards have been available to  Credit Union members in the UK but will no longer be available. More details can be found at  https://engageaccount.com/ If you have an Engage Card account, this will soon be transferring to another Pre-Paid Debit Card provider. You may have already seen a communication from Engage about their acquisition by SuitsMe. Engage will contact you with specific details on the timeline of the account closure. ...
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November 6th 2025
The rising tide of illegal money lending
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October 14th 2025
International Credit Union Day 16th October 2025
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April 8th 2025
St Albans Community Bank Supports The Campaign To End Illegal Money Lending
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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