Loans

Why apply for a loan?

Loans – normally from £300 – £5000, but up to £15000 can be available to homeowners – are available for any reasonable purpose.

We also offer loans to help you pay off debts which are at much higher rates of interest than we charge and so reduce your repayments. We do not charge fees for arranging loans and loans can be
repaid early at any time without penalty.

All our loans, including our homeowner loan, are unsecured.

Our interest rates are competitive with other forms of credit. There are no hidden extras and, if you pay off the loan early, you pay less interest – no penalties.

What can I use it for?

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    Car purchases
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    Home improvements
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    Holidays
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    Home rental deposit
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    Rail season tickets
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    Weddings
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    Driving lessons
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    Solar panels/home insulation

Which type of loan is best for you?

Take a look at the types of loans we offer.

Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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March 6th 2026
AGM Agenda For 30th March 2026
Please click here to see the agenda for for the upcoming AGM...
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March 5th 2026
Minutes of the 2024 AGM
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December 1st 2025
Engage Card – Important Information
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November 6th 2025
The rising tide of illegal money lending
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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