Why Save With Us?

We make saving easy!

Putting some money away regularly is the best way of saving up for expensive things, like a holiday, car, or a wedding. It can also be a good way of making sure you have money to pay for emergencies such as needing to replace an expensive household item.

We make saving easy! You can open an account with as little as £1 and save as much or as little as you like, as often as you like, up to a maximum of £15000.

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Ways you can save
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Pay in by direct bank transfer

Make a payment directly from an account you hold at another bank. Make it payable to the account name of St Albans District Credit Union. The account number is 20112567 and the sort code is 60-83-01. Enter your membership number as the reference so that we can credit the money to your account

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Pay by cheque

(payable to “St Albans Community Bank” with your membership number on the back) by post to St Albans Community Bank, The Bungalow, Harlington Com. school, Pinkwell Lane, Hayes,UB3 1PB. We also accept cheques from other bodies/people made payable directly to the member.

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Set up a
Standing Order

with your bank/building society. Have Benefit Payments paid directly into your savings.

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Via a Payroll
Deduction Scheme

Ask your employer if they have a scheme.

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Withdrawing your
money is also easy!

Withdrawal of some or all savings can be made by a member at any time. Although the rules provide a maximum period of 60 days, we aim to pay withdrawals by bank transfer within a few days (cheques take a little longer but usually within a week).

Other withdrawals We recommend that you sign in to the members’ area where you can view your balances and request a payment to your bank account. If you click on the Members Area button you can apply to access the members area if you have not already signed up. Alternatively please contact the office to arrange for either an electronic transfer to your bank or a cheque.

“I’d never really had any savings but my mum suggested that I have my child benefits paid directly into a community bank account. I didn’t really miss the money each week but I can’t believe how my savings have built up in only a year”

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Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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December 1st 2025
Engage Card – Important Information
It's been announced that the Engage Card is being closed down. Please be aware of what this means for members who have an Engage Card.  Engage pre-paid cards have been available to  Credit Union members in the UK but will no longer be available. More details can be found at  https://engageaccount.com/ If you have an Engage Card account, this will soon be transferring to another Pre-Paid Debit Card provider. You may have already seen a communication from Engage about their acquisition by SuitsMe. Engage will contact you with specific details on the timeline of the account closure. ...
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November 6th 2025
The rising tide of illegal money lending
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October 14th 2025
International Credit Union Day 16th October 2025
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April 8th 2025
St Albans Community Bank Supports The Campaign To End Illegal Money Lending
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